Recently, credit and lending guidelines have expanded to assist VA borrowers equating to lower interest rates and significant monthly savings.
NO out of pocket closing costs!
If you are one of the 22 million veterans or active duty service members, VA Loans are available to you to help lower high mortgage payments and provide additional options not offered with traditional loans. You can benefit from this program whether you are a first time home buyer or refinancing a current home loan because rates are still historically low!
Trust the experts at USAVA to help with your VA Loan. We are an Arizona lender specializing in our local market and economy. We take great pride in our “A” rating from the Better Business Bureau and are commited to upholding our standards of excellence. Our highly trained loan specialists will help you reduce your rates to save money every month, or if purchasing a home, make sure you take full advantage of your VA Loan options.
USAVA is proud to serve our Veterans and Active Military with exemplary customer service. Our outstanding BBB rating is proof of our focus on our customers.
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Reach Us Toll Free: 888-842-0490 or
Local Experience from Local Professionals
Our team of VA loan and refinance specialists are here to assist you with any questions you might have. Our local offices in Tucson, Arizona give us a lot of personalized familiarity about programs that impact you whether you are applying from Davis-Monthan Air Force Base or Fort Huachuca just up the road. Our team is ready to help you personally improve your life with these incredible opportunities for veterans and active duty military!
More Information about VA Loans
The VA Interest Rate Reduction Refinance Loan (IRRRL) lowers your interest rate by refinancing your existing VA home loan and is one of the few remaining mortgage options for borrows that don’t have a down payment. Additionally, VA loans are typically easier to qualify for than conventional mortgage choices.
USAVA is Arizona’s leading choice for VA Loans because of the individual attention we provide to each customer. Our loan professionals have the expertise to help you obtain a loan with the absolute best rate possible while completely educating you on the process to fully understand how it will benefit you.
For complete rate and policy information, please click here
IRRRL Facts
- No appraisal or credit underwriting package is required when applying for an IRRRL.
- An IRRRL may be done with “no money out of pocket” by including all costs in the new loan or by making the new loan at an interest rate high enough to enable the lender to pay the costs.
- When refinancing from an existing VA ARM loan to a fixed rate loan, the interest rate may increase.
- No lender is required to give you an IRRRL, however, any VA lender of your choosing may process your application for an IRRRL.
- Veterans are strongly urged to contact several lenders since terms may vary.
- You may NOT receive any cash from the loan proceeds.
If you are considering lowering your monthly mortgage payment and you or your spouse are either a veteran or active military, please give USAVA a call today. We will evaluate your specific situation and needs to determine if a VA loan makes sense for you. At the very least, you can obtain valuable information and a better understanding of the benefits available to you.
We are an Equal Housing Lender and a member of the Better Business Bureau with a solid reputation of excellence. Call us today or email us to get started!
