VA Approved Lender USAVA | NMLS ID 966439 | MB 0921703

Veterans and active duty military homebuyers have access to one of the most powerful loan programs available today. You can view the section below to see the huge differences between a VA Loan and traditional mortgage options.

If you have any questions at all, please call one of our loan specialists at: 1-888-842-0490.

Traditional Mortgage

VA Loan

Up to 20% Down

Conventional loans generally require down payments that can reach up to 20% to secure a home loan, pushing them out of reach for many homebuyers.

0% Down

VA Loans are among the last 0% down home loans available on the market today.

PMI Required

Private Mortgage Insurance is a requirement for borrowers who finance more than 80% of their home’s value, tacking on additional monthly expenses.

No PMI Required

Since VA Loans are government backed, banks do not require you to buy Private Mortgage Insurance.

Higher Interest Rates

Without government backing, banks are taking on more risk which, in turn, can result in a less-competitive interest rate on your home loan.

Better Interest Rates

The VA guaranty gives lenders a greater degree of safety and flexibility, which typically means a more competitive rate than non-VA loans.

Higher Interest Rates

Conventional options hold stricter qualification procedures that can put homeownership out of reach for some homebuyers.

Easier to Qualify

Because the loan is backed by the government, banks assume less risk and have less stringent qualification standards for VA Loans, making them easier to obtain.


Talk to one of our VA Loan Professionals Today!

1-888-842-0490

No Down Payment | No Mortgage Insurance | Low Rates

USAVA is an approved lender. Not endorsed or sponsored by the Dept. of Veterans Affairs or any government agency.