USAVA Lending is a VA Approved Lender | NMLS ID 966439 | MB 0921703
22 2016

Minimum Property Requirements for appraisal

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Appraisals ordered by the VA protect both the buyers and lenders. To do so, the VA has standard minimum property requirements that a property must meet to be financed with a VA home loan. Appraisals guarantee the home is worth the selling price. They also make sure the property meets both VA and lender guidelines. Chapter 12 in the Department of Veterans Affairs Lender’s Handbook discusses the basic minimum property requirements (MPRs) a house needs to meet in order to pass the mandated VA appraisal.

The basic minimum property requirements are the following:

Again, it is important to understand an appraisal is not a home inspection. Meeting minimum property requirements does not mean a home inspection is not needed. Local compliance codes may differ from VA guidelines.

Call a USAVA Lending specialist today to talk about minimum property requirements in greater detail!