USAVA Lending is a VA Approved Lender | NMLS ID 966439 | MB 0921703
29 2017

VA Home Loans – Am I Eligible?

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VA Home Loans – Am I Eligible?

Kacey M. Isley  |   May 26, 2017

VA home loans have multiple benefits for retired and active U.S. military, but the pressing question is: who is eligible? Here’s what you’ll need to prove in order to obtain your Certificate of Eligibility and cash-in on your VA benefits. 



Who Is Eligible

First and foremost, anyone who applies must meet the criteria below in addition to providing proof of adequate income, acceptable credit, and a valid Certificate of Eligibility (COE). 

> Active Servicemembers and Veterans:

You are eligible to apply as long as you meet the minimum-length-of-service requirements, listed below, and were “discharged under conditions other than dishonorable” – U.S. Department of Veteran Affairs.


VA Loan Requirements

Image Source: U.S. Department of Veteran Affairs

> Veteran Spouses:

In addition to servicemembers, the spouse of a Veteran may apply for a VA home loan if he or she is the:


> Certain U.S. citizens who served in WWII with the armed forces of a government allied with the U.S.

> Individuals with service in certain organizations, including, but not limited to:


For more information on VA home loan eligibility, speak to one of our trained VA loan advisors 24/7 at 888-842-0490 and in addition to



U.S. Department of Veteran Affairs